Financing Resources Available for Wheelchair Lifts
"I had no idea where I could look for help when an accident totaled our van and left us helpless miles from home. Nor-Cal Mobility rescued us with a rental delivered! We were saved by Nor-Cal!" - Beverly B.
"Workmanship is absolutely outstanding!" - Bud R.
"Greg is our angel -- he is very compassionate, understanding and knows his business. Our family is very grateful! Thank you!" - Cathy M.
"The van was exactly what my wife wanted! Thanks!" - Chester K.
"Thank you for all of your help. I love my new van!" - Deborah F.
"Thank you for everything! We love our new van!" - Gary & Tracy S.
"Terrance was great! This process was frustrating and he was always there to help. Could not have done it without him." - Jerry F.
"Thank you for everything you have done for our boys. We appreciate how fast and easy everything went." - Judy L.
"Extremely courteous and knowledgeable staff. Should I ever need another special needs vehicle, I will, without a doubt, return to Nor-Cal Mobility for my vehicle." - Larry S.
"Alex is the best! He took such great care with Mom, made her feel very special and took lots of time explaining all factors to her and I." - Linda C.
"We had an excellent experience dealing with Al. He was very courteous and knowledgeable. We were very satisfied. Thank you!" - Lylliam D.
"Al was generous and absolutely accomodating. He was kind and patient." - Pacific Institute
"I am very happy with my van. It makes my life so much easier!" - Pam C.
"My buying experience couldn't have been better. Alex is great!" - Ray M.
"Terrance is a great salesman and helped us through all of the confusion. He is great to work with -- very professional and helpful. He gets an A+ from us." - Richard and Nelma B.
"Nor-Cal Mobility makes us feel like family!" - Robert W.
"I'm a very satisfied customer at Nor-Cal Mobility. Good place, good crew!" - Robin W.
"The people at Nor-Cal Mobility are just great to work with!" - Stephen C.
"Al and his staff are great! They are all very knowledgeable and demonstrated great customer service!" - Suzanne Z.
"Courtney was extremely helpful throughout the whole process and was impeccable in his follow-up. Because of his dilligence, I've already been able to recommend Nor-Cal Mobility to two other disabled persons interested in buying a vehicle." - Thomas L.
Most residential lifts are paid out-of-pocket. However, there are programs that make loans or provide services free of
charge (or at reduced rates) for eligible individuals.
charge (or at reduced rates) for eligible individuals.
Examples include:
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Area Agency on Aging: Some Area Agencies on Aging use funds from the Older Americans Act Title III to
modify homes. To locate the Area Agency on Aging in your community, call the Eldercare Locator at (800) 677-
1116 or visit www.n4a.org.
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Banks and Lenders: Some banks offer loans to finance home modification projects such as building ramps,
installing lifts, widening doors, or lowering cabinets. Banks and lending agencies also offer reverse mortgages that
allow homeowners to turn the value of their home into cash. Contact the local banking and lending organizations
for more information. Free counseling on reverse mortgages is available from a HUD*-approved housing
counseling agency. Call (888)466-3487 for a referral. (*HUD - U.S. Department of Housing and Urban
Development.)
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Department of Housing and Community Development: Many cities and towns use Community Development
Block Grants (CDBG) to help maintain and upgrade homes. Contact the local Department for more information. A
listing of Housing and Community Development Agencies can be found by visiting
Officials at toll free (877) 866-2476.
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Federal Housing Administration (FHA): The FHA, which is part of the U.S. Department of Housing and Urban
Development (HUD), administers mortgage insurance programs (e.g., Title 1 and Section 203(k)) that can help
homebuyers and homeowners secure loans to make home modifications. For more information, contact the regional
HUD field office listed in the telephone directory, visit
(202) 708-1112. The local FHA-lender can be found by visiting
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Health Insurance: Some private health insurance and long term care insurance plans also pay for limited home
modifications. Check with your insurance provider.
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Internal Revenue Service (IRS): If the home modifications meet certain conditions, they may be tax deductible.
Part of the expense of installing lifts may be deductible if they increase the resale value of the property and have
been prescribed as medically necessary. Consult a tax professional and order a free copy of IRS Publication 502 for
more information. Contact the IRS by visiting www.irs.gov/pub/irs-pdf/p502.pdf or call (800) 829-3676.
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Rural Housing Services (RHS) Grants/Loans: Part of the U.S. Department of Agriculture (USDA), the RHS
offers various grants and loans for rural, low-income elders. RHS Section 502 Home Ownership Loans may be used
to rehabilitate, repair, buy, build, or improve rural homes and related facilities. RHS Section 504, the Very Low-
Income Housing Repair Program, provides loans and grants to very low-income persons 62 years and older to
repair, improve, or modernize their dwellings or to remove health or safety hazards. To locate the local Rural
Development area offices, visit
Housing Services programs, visit
(530)792-5848 (TDD).
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State Assistive Technology Programs: Offer Loans/Grants for people with disabilities and their family
members. Visit
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Veterans Administration: The Veteran’s Administration (VA) offers programs that pay for lifts. For more -
information contact the VA Office at 1-877-222-VETS or
